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Shaping the future of payments since 1988

RS2 empowers the payments ecosystem to deliver digital payments excellence, by removing complexity and opening up opportunities that deliver success for their business. We do this by providing global, agile solutions combined with best-in-class customer service, across the entire payments value chain.

With over 35 years in payments, our team of experts work collaboratively with our customers to help them navigate the changing payments landscape, simplify complex processes, and manage payments performance.

That is why RS2 is trusted by some of the world’s leading Financial Institutions, acquirers, fintechs and payments businesses across Europe, the Middle East, United States, Latin America and Asia Pacific, who rely on RS2’s technology and expertise to underpin their international issuing and acquiring activities.


Driving global payment growth

We deliver global, scalable, agile solutions combined with best in-class customer service across the
entire payments value chain.


Empowering the payments ecosystem

To empower the payments ecosystem to benefit from the digitalization of financial services by removing complexity and opening up opportunities that deliver success for their business.

management team

Radi joined RS2 in 1997 as a Project Manager. He was promoted to Customer Relationship Manager in 2002 and Head of Sales and Implementation in 2004. Radi specializes in the areas of issuing, acquiring, clearing and settlement, e-commerce, and accounting. The Group and clients benefit from his international experience, global network, and experience with the technical and product development units. Radi was appointed Chief Executive Officer in January 2012.

Radi Abd El Haj

CEO, Executive Director

Ulrike joined RS2 in 1996 with a Master’s Degree in Economics and Business-Related Computing. She is Chief Product Officer at RS2 Group. Ulrike is leading the implementation of new business-driven products through agile product focus teams, ensuring system conformity, and implementation towards our partners. Ulrike is also the Managing Director of RS2 Germany and RS2 Financial Services. Furthermore, she is also the resident expert of accounting-related questions regarding the BankWORKS® system.

Ulrike Schäffter

Group Chief Product Officer

David has held for the past 15 years various positions in the IT industry. He joined RS2 in 1997 as a Project Manager and in 2001 he was appointed to head RS2’s Project Management teams in Malta and Germany. At RS2, David introduced various project management methodologies within the company and implemented numerous projects across the globe. As of December 2015, David has been entrusted to head the sales and client relationship teams for RS2 Software PLC and RS2 Smart Processing.

David Amato

Group Chief Implementation Officer

Gideon combines more than 25 years of consulting and industry experience within Cards, Payments, and Banking. Until most recently, he held the positions of COO & CFO for Fiserv within the DACH (Germany, Austria & Switzerland) Region. Prior to this, he led Strategic Planning and Sales Operations for Fiserv's non-US businesses. His experience includes senior management positions at Barclays Group, Deloitte, and Standard Bank. As Group CCO, Gideon is responsible for Corporate Strategy, Market Development and driving sustainable Revenue growth through new client acquisition and partnering with existing clients.

Gideon Fourie

Group Chief Commercial Officer

Jens has more than 25 years of experience in banking, payments, and financial services. He served as a CFO/COO at Concardis, the leading payment service provider in Germany, and led, as CEO, the European business of EVO Payments, after having built Deutsche Card Services, as General Manager, into one of the leading e-commerce acquirers. Jens started his career at Deutsche Bank, where he held various senior roles in Corporate and Transaction Banking. Jens is a Six Sigma Black Belt, and graduated in Banking and Economics.

Jens Mahlke

Group Chief Financial Officer

Antoine joined the Company in 2003 and has since served in multiple roles within the technology team. In 2016, Antoine was entrusted to head the Technical Unit. He has been involved in a number of transformation projects and led multiple software development initiatives from the R&D phase up to the successful development of strategic projects across the globe.

Antoine Cutajar

Group Chief Technology Officer

Marlene moved to RS2 after gaining experience in business administration, human resource management, project management, and change management with one of Malta’s largest public authorities. She served as Director for Corporate Services within the Malta Environment and Planning Authority for the last four years and facilitated the 2010 MEPA reform. She was appointed Chief Operating Officer of RS2 Software PLC in March 2020 in addition to her existing role as Chief Administrative Officer.

Marlene Attard

Chief Administrative Officer, Chief Operating Officer

Kolja is an experienced and successful business leader, having established several successful technology businesses in North America and Europe, and currently serves as General Manager for RS2 North America. He established Mopay as a leading mobile payments provider in the United States before it was sold to Boku, and was responsible for the launch of DIMOCO Americas with overall responsibility for corporate development and global business development.

Kolja Reiss

General Manager, RS2 North America

Patrick Gauci has more than 25 years of experience in leading roles in Card Payments, Operations, Risk and Fraud Management. Patrick joined RS2 in 2012 and was one of the main catalysts in laying out the operational foundations of RS2 Managed Services and as the Head of Operations launched the RS2 Payments as a Service and successfully integrated many clients globally (APAC, EMEA & LATAM). As General Manager of RS2 Smart Processing Patrick will now be responsible to drive growth globally in line with RS2 Corporate strategy and values.

Patrick Gauci

General Manager,
RS2 Smart Processing


More than 30 years of experience


Acceleration of the business through investment:

  • Accelerate growth in the US and Europe
  • Digital Ranking
  • A 360-degree ecosystem that goes beyond payments
  • Expands German team for Merchant Solutions and US team for Processing Solutions
  • RS2 receives e-money license (EMI) from BAFIN, the German regulator
  • RS2 expands business in LATAM (Argentina & Mexico) and APAC (Indonesia, Singapore and Australia)
  • 3rd business line: 

       Merchant Payment Solution

  • Acquisition: Kalicom

US expansion


APAC expansion


LATAM expansion


2nd business line:

Managed Services


Lists on the Malta Stock Exchange (MSE)


Expands into western Europe and the Middle East


Expands into eastern Europe


Founded as a core banking software provider in Frankfurt, Germany


We innovate, we collaborate, we empower 

RS2’s values reflect our objectives internally and externally, our priorities, and the beliefs by how we conduct ourselves and carry out business activities. They guide all of us in everything we do and in how we engage with each other and our surroundings.


Simplify complexity

Innovation is what drives us, underpins our technology and enables our customers to remain competitive.                        


Play as one team

We partner with our customers, to implement customized solutions that support their ongoing business success.


Achieve sustainable growth

Our agility empowers our customers to grow their business and adapt to evolving market needs.


OUR Offices

Global presence with local expertise

Frankfurt, Germany


RS2 Germany GmbH

Martin-Behaim Strasse 15A
63263 Neu-Isenburg


Mosta, Malta

RS2 p.l.c.

RS2 Building,
Fort Road
Mosta MST 1859

Gozo, Malta

RS2 p.l.c.

Mgarr Road

Xewkija XWK9014

Denver, USA

RS2 Software, Inc.

4643 South Ulster St, Suite 1285
Denver, Colorado CO 80237

Tanguig, Phillippines

RS2 Software APAC, Inc.

1501 ACCRALAW Tower
2nd Avenue corner 30th St
Bonifacio Global City, Taguig,

Amman, Jordan

Abraj Al Hijaz

158 Mecca Street Office 401,
P.O. Box 995 

Amman 11821


Diversity, Inclusion and Non Discrimination

We unequivocally stand against racism and all forms of discrimination within our offices and our dealings with business partners. 

We are committed to the principles of equality, diversity, inclusion, and fairness. We work together hand-in-hand with our employees to create a working environment where everyone can show up as their whole self no matter what race, ethnicity, gender, religion, sexuality, age, or disability. 

We denounce any kind of racism, hate, or violence both within our offices and across our communities.


Our Responsibility toward our environment

We are aware of the impact that its business has on the environment. This is why we consistently strive to uphold the principles of Corporate Social Responsibility (CSR). We use our resources to undertake different initiatives such as contributing to sustainable development, supporting the community as well as contributing to sports and arts programs.

At RS2, we encourage open communication and seeks to provide its teams with countless opportunities whilst also rewarding creativity and quality performances. We are committed to supporting the
continuous professional development of its employees.

Our company is dedicated to protecting human rights. We are a committed equal opportunity employer
and will abide by fair labour practices.


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