RS2: a global Payments Software and Managed Service provider

RS2 is trusted by Banks, Processors and Payments Service Providers to process over USD$235 billion worth of payments transactions per year. Our core BankWORKS is a comprehensive modular payment system used by some of the world’s most innovative and successful payments companies. RS2 Customers utilise BankWORKS on a Software License or a Managed Service basis.

A Long History of Innovation in Payments

Established in 1988, RS2 has continually focused on the development and implementation of highly scalable, reliable and flexible payment processing solutions. Covering end-to-end across the Payments ecosystem RS2 is a proven industry robust solution and Managed Service provider; Device Management, Acquiring,  Switching, Issuing and Settlement and Reconciliation. Recent innovation rollouts include Omni-channel, Tokenisation, Big Data mining and B2B Self Serv capabilities.

Offices strategically located to support a worldwide customer base, the BankWORKS solution is trusted every second every day by all sizes of banks, payment processors and other financial institutions.

RS2 truly partners long term with its customers to consistently deliver market share winning solutions.

Payments Innovation
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Why Choose RS2?

RS2 Customers: all around the world RS2 Customers expand their relationship with RS2 year on year. RS2 is trusted and consistent; trusted to deliver, trusted to be reliable and robust, and trusted to continually further enable its customers business.

Software: Licence or Managed Service: RS2 gives its customers a choice of business models, including hybrids as needed

Technically: RS2 satisfies all the Payments Industry certifications, protocols and functionality as standard. Software design, architecture and technologies are world class; delicately balancing delivering fast time to market and low total cost of ownership when compared against legacy solutions, and yet utilising established reliable & robust payments credible technologies verses adopting too new and unproven emerging technologies.

Service and Operations: RS2 utilises its offices around the world to support all service levels required in today’s competitive and fast changing payments industry. RS2 support is comprehensive and flexible to needs, ranging from updated product releases, scheme mandated or specific projects through to constant high quality Managed Service according service level agreements and KPIs.

As a Partner: RS2 is the choice Payments technology partner for smart payments businesses. RS2 is relied on to deliver payments technology and solutions leadership in partnership with its customers business leadership, all ensuring the highest value strategic, business and technical blended solutions go to market. RS2 is flexible to work side by side or to be a stand alone service provider, whichever suits best.

Simply put, why would anyone NOT choose RS2?


Utilised by many of the world’s leading and most innovative financial company’s in every region of the world, trusted every second every day by populations to process consumers globally to pay quickly, smoothly and securely.


BankWORKS Issuing provides advanced and fully integrated card issuing capabilities. The high-performance solution is designed to support millions of cards across every possible type/range of product.
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BankWORKS Acquiring manages efficient large-scale acquiring of payments transactions through POS, ATM, Internet and self-service kiosk networks. The solution is omni-channel enabling so the same customer look and feel appears irrelevant of which entry channel or device is used.
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Switching and Routing

BankWORKS Switch is a powerful authorisation and message processing system that enables real-time electronic funds transfer and inter-network switching across unlimited devices and delivery channels.
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Payment Schemes

Scheme clearing and settlement of transactions is a fundamental areas in the payment transaction cycle often neglected in software systems. RS2 deep expertise produced a comprehensive solution that enables customers to efficiently settle, reconcile and report transactions in several thousands of possible scenarios.
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Self Serv

BankWORKS Self Serv is the enabling portal for power customer service. Business customers, e.g. Merchants of a Payments company using BankWORKS can use Self Serv to inquire on recent payments history, securely communicate and track ticket events and interactions with the Payments company.
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BankWORKS Disputes helps Payments organisations manage exceptions in the payment transaction cycle efficiently, accurately and on time. Our solution allows users to process exceptions at all phases of the dispute lifecycle, from the presentment right through to the conclusion of each case. All cases are fully recorded and easily accessible.
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Customer Testimonials

When you partner with RS2, you start a journey of acquiring a Payments Technology partner for the long term. RS2 values are to work together with customers in a fundamentally complementary way so ensuring that both partners benefit from the relationship, at the beginning and through the journey. Today the Payments Industry is more in motion than ever before, with the future not clear for needs, opportunities and challenges. Solid partnership to RS2 is not only desirable but critical for success. Check out what some of our customers are saying about RS2.

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Our partnership with RS2, a leader in the acquiring industry, is a reflection of our commitment to bring the most comprehensive payment processing solutions to our merchants and customers. The new multi-channel offering gives merchants the flexibility to offer their customers a diverse set of payment and billing options to fit their needs without requiring a separate acquiring partner

– Danny Chazonoff, Chief Operating Officer, Optimal Payments

We have been working with RS2 for a number of years now. I have been in the banking industry for a long-long time and find that the RS2 platform is one of the most flexible and easy to use platforms out there in the market. In terms of our product offering we find the flexibility extremely useful especially in our high network market. The reason why I say that is that 80 private banks in a small portfolio basically means that each partner bank requires slightly different services relating to the pricing or structure of the product. The RS2 platform allows that structure and flexibility.
RS2 has been a great partner for global payments over the years. We are looking into doing more business with them in the future and I know it’s going to be a great success so thanks to everybody in RS2
We have been working with RS2 ever since we arrived on the island. I find them a great team, very flexible in how they work with us, we have been doing a lot of development work to bringing new functionality to the Maltese market. Dynamic Currency Conversation is the latest one that we’ve launched with RS2 .. so hopefully you’ll experience that in the hotel check out
RS2 have been a great partner of ours, helping us through many big commercial initiatives and many migrations. We now have 40 live clients using the BankWORKS software and we’ve been very happy with the experience that we’ve had with both the technology and with the people in RS2
RS2 have been great to work with and we look forward to a long a profitable partnership
Henry (Butch) O’Neill, Chairman, Smarter Payment Acceptance

Our Blog

Learn more about RS2, get the latest news about our products and services as well as our thoughts on the dynamic payment landscape.

RS2 Software PLC Achieves Oracle Exadata Optimized Status

August 25th, 2015|

RS2 Software PLC’s BankWORKS Platform Doubles Transaction Processing to 40 Million Transactions per Hour Running with Oracle Exadata Database Machine.

August 25, 2015: RS2 Software PLC today announced it has earned Oracle Exadata Optimized status […]

RS2 Appoints John Elkins Non-Executive Director

August 18th, 2015|

August 17, 2015 — RS2 Software PLC announced the appointment of John Elkins as a Non-Executive Director, effective immediately.

John Elkins is formerly President and Executive Management Committee member, International Regions, of First Data, a global […]

Central Acquiring & New Issuing Game – agile now to survive and thrive

August 17th, 2015|

The Visa CBDIP programme (Visa Cross-Border Interchange Programme (27 June 2014) and the recent EU Regulation (EU regulation 2015/751 – 29 April 2015 on interchange fees for card based payment transactions) announcement reminded us not […]

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