Instalments /
Cardholder
Loan

Instalments / Cardholder Loan

Offer your customers their preferred payment option and boost your issuer revenue.  BankWORKS® Instalments solution enables you to offer a range of consumer finance solutions to give your customers flexibility and convenience to pay in their preferred way and the freedom to buy now and pay later. Paying in instalments is the most popular form of credit card purchase in some regions as the consumers receives goods and services immediately, but spread the cost of the purchase over multiple months. Instalments enable cardholders to split their purchases into easy instalments by offering a flexible credit line. Therefore, a wider customer range is attracted and purchase amounts become greater through flexible payment plans.

  • Increase issuer revenue
  • Interest, fees on purchases
  • Instant financing
  • Flexible repayment plans