Card / PIN
and Controls

Card / PIN Management and Controls

RS2 BankWORKS® Issuing provides you numerous card management functions. These include the management of card issuers, card programs, configuration of cards and accounts, card production, and card audit trails.

You can manage the full life cycle of card issuing including total control at the cardholder level. A scripting engine for EMV provides you with full post-issuance update capabilities. This allows cards that are already in circulation to be updated. Various HSM providers are supported.

With RS2 BankWORKS® Issuing you can create personal identification numbers (PIN) that are either sequential or random. It also provides you with different PIN management options and enables you to generate PIN data for processing by the card company and allows you a PIN mailer to be produced and sent to the required destination.  RS2 BankWORKS® Issuing provides card production to meet your various business needs. Instant instruction-based changes on the card status with immediate effect on the authorization process are standard. The personalisation, embossing, and card printing files can be customised for the various platforms.

The solution allows for the setting of many parameters and procedures for authorizations. Card parameters are determined on the product level, but a cardholder can configure his card parameter to block and unblock currencies, merchant category codes, country codes, etc., temporarily or permanently. In the case of corporate or private hierarchy, these parameters can be applied at the department level, cardholder level, or at member level respectively.

  • parameter-driven authorization set-up
  • different account credit limit structures – shared and allocated
  • spending limits
  • transaction limits
  • velocity checking and MCC blocking
  • stand-in processing
  • manual authorization
  • override categories, override percentage
  • review periods
  • fraud prevention
  • hot card files
  • usage allocation
  • enforce PIN change on the activation
  • activation of the card through 1st PIN-based contact authorization and respective security feature
  • PIN selection on 1st transaction targeted for prepaid cards
  • contactless accumulator